BULLION PLANNER
Make your assumptions visible.
Model a single physical-metal purchase. The starting values are illustrative inputs, including a hypothetical price of 100 per fine troy ounce for every metal.
YOUR SCENARIO
Calculated locally. No information is sent to this website.
The calculation, in plain sight.
One troy ounce = 31.1034768 grams. Fine troy ounces = gross grams × purity ÷ 100 ÷ 31.1034768.
Metal value = fine troy ounces × reference price. Purchase cost = metal value × (1 + premium ÷ 100) + one-off fees. Holding cost = initial metal value × annual storage % ÷ 100 × years.
Scenario resale value = metal value × (1 − resale discount ÷ 100). Break-even reference price = (purchase cost + holding cost) ÷ [fine troy ounces × (1 − resale discount ÷ 100)].
No currency conversion occurs. The currency selector changes the unit label. Storage uses initial metal value, without compounding or a minimum charge. Taxes, delivery, insurance beyond entered fees, FX changes, changing storage valuations, resale flat fees and financing are excluded. This is arithmetic, not a return forecast or provider quote.